As a member of the NDA's Safety Committee and Industry Council we are well aware of the challenges you face in your day to day operations. With 35 offices located throughout the US we are one of the 20 largest agencies in the county and are primed to assit with you insurance needs.

Our company offers, but is not limited to the following types of coverage/ services:

Commercial/Business Insurance (All Lines)
Captive/Self Insured Insurance Options
Large Deductible Programs
Payroll Services
Insurance Consulting
Employee Benefits
Human Resources Assistance/ Consulting
401(k) With IOA as a Co-Fiduciary
Life Insurance (including Key Man Policies)
Personal Lines Insurance (Home, Auto etc)

We offer "In House" Risk Management support from IOA employees, as well as our exclusive RiskScore Management program. Many agencies will tell you they offer this service, but in actuality are relying upon the carrier or a third party company. By providing these services in house, IOA puts an advocate in your corner. We pride ourselves on what makes us unlike any other insruance agency in the marketplace.

Our Environmental Division specializes in insurance for companies engaged in:

Abatement & Remediation Contractors
Waste Collection (Residential, Commercial & Hazardous)
Recycling/ Transfer Stations/ Material Recovery Facilities
HazMat Operations

And much more. For more detailed information, please visit: or click on the link above. You can also call Nathan directly at 800-243-6899 xt: 15287. There is also a web site to view specific information on Nathan at Please mention the NDA's buyers guide.